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By accessing Find-Appraisers.com (including extensions thereof) (the "Site") you are entering into this Terms of Use Agreement ("Agreement") with Net Technology Group, Inc. ("Net Technology Group"), and you agree to be bound by the terms of this Agreement. This Agreement includes the terms and conditions set forth herein, Net Technology Group's Privacy Policy (which is available at http://www.find-appraisers.com/appraisers/privacy and incorporated herein by reference) and any other terms incorporated by reference herein.

If you do not agree to the terms of this Agreement, you must immediately stop use of this Site. If you remain on this Site, you agree to be bound by this Agreement.

Use of Information

Documents published by Net Technology Group on this Site may contain other proprietary notices or describe products, services, processes or technologies owned by Net Technology Group or third parties. Except as expressly set forth herein, nothing contained herein shall be construed as granting to the user a license under any copyright, trademark, patent or other intellectual property right of Net Technology Group or any third party, except as expressly set forth in this Agreement. Except as expressly granted under this Agreement, all rights are reserved by Net Technology Group.

You may not use bots or similar methods or tools to "data mine" or otherwise gather or extract data from this Site. You may not display this Site in frames or utilize any other techniques to display this Site (or any content on this Site) without the prior express written consent of Net Technology Group. You may not use any meta tags or any other "hidden text" utilizing Net Technology Group's name or trademarks without the prior express written consent of Net Technology Group. You may not use Net Technology Group's domain name (Find-Appraisers.com) as a pseudonymous return e-mail address for any communications that you transmit from another location or through another service. You may not pretend to be someone else (or spoof their identity) when using this Site.

Limitation of Liability

THE USER OF THIS SITE ASSUMES ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE AND THE INTERNET GENERALLY. NET TECHNOLOGY GROUP ASSUMES NO RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, RELIABILITY OR USEFULNESS OF ANY INFORMATION (OR OTHER MATERIAL), APPARATUS, OR OTHER PROCESS CONTAINED ON, DISTRIBUTED THROUGH, OR LINKED DOWNLOADED OR ACCESSED FROM THIS SITE.

IN NO EVENT SHALL NET TECHNOLOGY GROUP OR ITS AFFILIATES BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER (INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS) ARISING OUT OF OR IN CONNECTION WITH (A) THE USE OR PERFORMANCE OF THIS SITE OR ANY THIRD PARTY SITE (DEFINED BELOW), (B) ANY INFORMATION, MATERIAL, APPARATUS OR OTHER PROCESS CONTAINED ON, DISTRIBUTED THROUGH, OR LINKED, DOWNLOADED OR ACCESSED FROM THIS SITE (INCLUDING WITHOUT LIMITATION, THOSE CONTAINED ON A THIRD PARTY SITE), (C) ANY PRODUCTS OR SERVICES PURCHASED ON OR THROUGH A THIRD PARTY SITE, OR ANY PRODUCTS OR SERVICES PURCHASED OR OBTAINED AS A RESULT OF AN ADVERTISEMENT OR OTHER INFORMATION OR MATERIAL ON OR IN CONNECTION WITH THIS SITE, OR (D) THE INTERNET GENERALLY, OR OTHERWISE RELATING TO THE SUBJECT MATTER OF THIS AGREEMENT; WHETHER BASED ON BREACH OF CONTRACT, NEGLIGENCE OR OTHER TORT, OR OTHER FORM OF ACTION OR LEGAL THEORY, REGARDLESS OF WHETHER NET TECHNOLOGY GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

No Warranties

Any material on this Site may include technical or other inaccuracies or typographical errors.

THIS WEB SITE IS MADE AVAILABLE TO YOU ON AN "AS IS" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, AND WITHOUT ANY REPRESENTATIONS OR GUARANTEES.

NET TECHNOLOGY GROUP AND ITS AFFILIATES HEREBY DISCLAIM ALL WARRANTIES, REPRESENTATIONS AND ENDORSEMENTS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.

NO ADVICE OR INFORMATION GIVEN BY NET TECHNOLOGY GROUP, ITS AFFILIATES OR THEIR RESPECTIVE EMPLOYEES SHALL CREATE ANY WARRANTY.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, (A) NEITHER NET TECHNOLOGY GROUP NOR ITS AFFILIATES REPRESENTS, WARRANTS OR GUARANTEES THAT THIS SITE OR THE INTERNET GENERALLY WILL BE UNITERRUPTED OR ERROR FREE OR THAT ANY INFORMATION, SOFTWARE OR OTHER MATERIAL ACCESSIBLE FROM THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, AND (B) NEITHER NET TECHNOLOGY GROUP NOR ITS AFFILIATES MAKES ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES REGARDING (1) THE OPERATION OR PERFORMANCE OF THIS SITE OR ANY THIRD PARTY SITE, (2) THE NATURE, CONTENT OR ACCURACY (EITHER WHEN POSTED OR AS A RESULT OF THE PASSAGE OF TIME) OF ANY INFORMATION, MATERIAL, APPARATUS OR OTHER PROCESS CONTAINED ON, DISTRIBUTED THROUGH, OR LINKED, DOWNLOADED OR ACCESSED FROM THIS SITE (INCLUDING WITHOUT LIMITATION, THOSE CONTAINED ON A THIRD PARTY SITE), (3) ANY PRODUCTS OR SERVICES PURCHASED ON OR THROUGH A THIRD PARTY SITE, OR ANY PRODUCTS OR SERVICES PURCHASED OR OBTAINED AS A RESULT OF AN ADVERTISEMENT OR OTHER INFORMATION OR MATERIAL ON OR IN CONNECTION WITH THIS SITE, OR (4) THE INTERNET GENERALLY.

IN THE EVENT OF ANY CONFLICT BETWEEN THIS SECTION (NO WARRANTIES) AND OTHER TERMS OR PROVISIONS OF THIS AGREEMENT, THIS SECTION SHALL GOVERN.

Trademarks

The Net Technology Group name and logo, the Find-Appraisers.com marks, and all other related product and service names, design marks and slogans are trademarks or service marks of Net Technology Group or its affiliates and may not be used in any manner without the prior written consent of Net Technology Group or the Net Technology Group affiliate that owns any such mark(s). All other trademarks and service marks are trademarks of their respective owners.

Consent to Monitoring

Net Technology Group is under no obligation to monitor the information residing on or transmitted to this Site. However, anyone accessing this site agrees that Net Technology Group may monitor the contents of the site periodically to (1) comply with any applicable laws, regulations or other governmental requests; (2) operate the Site properly or to protect itself and its users. Net Technology Group reserves the right to modify, reject or eliminate any information or other material residing on or transmitted to this Site (or the server(s) that host this Site) that it, in its sole discretion, believes is unacceptable or in violation of the terms and conditions of this Agreement.

Disclaimer of Endorsement / Linked Sites

Reference herein to any products, services, processes, hypertext links to third parties or other information by trade name, trademark, manufacturer, supplier or otherwise does not necessarily constitute or imply its endorsement, sponsorship or recommendation by Net Technology Group. Product and service information is the sole responsibility of each individual vendor.

Some of the sites to which you may link from this Site are not owned by Net Technology Group (collectively, "Third Party Sites"). Some Third Party Sites may contain the trademarks or "branding" of Net Technology Group. You can tell if you have linked from one web site to another web site by looking at the URL in the browser window. If the second level domain of the URL for the page containing the link is different than the second level domain of the URL for the page to which you have linked, you have linked to a different web site. For example, if you link from a page located at the URL www.thirdleveldomain.find-appraisers.com to a page located at the URL www.find-appraisers.secondleveldomain.com, you have linked to another site. Please note that any of Net Technology Group's trademarks or service marks (e.g., Find-Appraisers.com, etc) may be included in the URL of a co-branded or private label web site that is owned and operated by a third party, in a location other than that occupied by the second level domain (e.g., as the third level domain). Third Party Sites may include, without limitation, sites on which you may bid for and/or purchase products or services. Net Technology Group makes no representations whatsoever concerning (a) the information, software or other material appearing on, or accessible through, any Third Party Site (including without limitation, any advertisement for products or services on any Third Party Site), (b) the performance or operation of any Third Party Site (including, without limitation, any transactions initiated or conducted through any Third Party Site, any taxes associated therewith and any use by third parties of user credit card information), (c) any products or services advertised or sold on or through any Third Party Site (including, without limitation, the quality, safety and legality of such products or services or the sale thereof), or (d) the sellers of any products or services advertised or sold on or through any Third Party Site. If you decide to access any of the Third Party Sites linked to this Site, you do so entirely at your own risk. If you are accessing a Third Party Site through a link on this Site, you are advised to read the terms of use and privacy policy of such Third Party Site before you use such Third Party Site.

Security/No Disruption

You agree that you will comply with any security processes and procedures (such as passwords) specified by Net Technology Group with respect to access to or use of the Site. Further, you agree not to access or attempt to access any areas of or through this Site which are not intended for general public access, unless you have been provided with explicit written authorization to do so by Net Technology Group. You agree that you will not disrupt the functioning of this Site or otherwise act in a way that interferes with other users' use of the Site.

Changes and Other Terms

Net Technology Group reserves the right to modify, reject or eliminate any information or other material residing on or transmitted to its Site or server that it, in its sole discretion, believes is unacceptable or in violation of these terms and conditions.

Net Technology Group reserves the right to change any of the terms of this Terms of Use Agreement (including, without limitation, any terms, policies or notices incorporated herein by reference) without prior notice. You agree to visit this Site periodically to be aware of and review any such changes. Changes to this Agreement will be effective upon posting. By continuing to use this Site after changes are posted, you accept the changes and agree to them.

Access / Failure to Comply

Net Technology Group has the right to terminate, suspend or restrict your access to this Site, unilaterally and without notice, in the event you violate any of the terms of this Agreement. In addition, if asked to do so, you agree that you will not attempt to access this Site.

Net Technology Group also reserves any and all remedies at law or equity in connection with violation of the terms of this Agreement.

You agree, at your own expense, to indemnify, defend and hold Net Technology Group (and its subsidiaries, officers, directors, agents, employees and third parties providing content on this Site) harmless from and against any claim or demand, and all losses incurred, arising from or related to (a) any violations of this Agreement (b) your use of (or conduct on) any Third Party Site (including, without limitation, (i) any information, software or other material viewed or accessed by you on or through any Third Party Site (including without limitation, any advertisement for products or services on any Third Party Site), (ii) any transactions initiated or conducted by you through any Third Party Site (including, without limitation, any taxes associated therewith and any use by third parties of your credit card information), (iii) any products or services that you bid on, purchase or otherwise obtain on or through any Third Party Site (including, without limitation, the quality, safety and legality of such products or services or the sale thereof), or (iv) the conduct of sellers of any products or services that you bid on, purchase or otherwise obtain on or through any Third Party Site).

Information Provided by You

Should any user of this Site provide Net Technology Group with information, including but not limited to feedback, data, questions, answers, comments, suggestions, plans, ideas or the like, such information shall be deemed to be non-confidential, and Net Technology Group assumes no obligation to protect such information from disclosure (or any obligation of any kind with respect to such information). The submission of such information to Net Technology Group shall in no way prevent the purchase, manufacture or use of similar products, services, plans, ideas and the like by Net Technology Group for any purpose whatever and shall be free to reproduce, use, disclose, and distribute the information to others without restriction.

You agree and understand that Net Technology Group may, in its sole discretion for any reason, and without any prior notice or liability, delete any files that you may maintain at this Site, and any information you may choose to post here. You should keep a copy of any material that you maintain or post at this Site because Net Technology Group will not undertake to retain copies of any material that Net Technology Group or others may delete from this Site.

Miscellaneous

You and Net Technology Group agree that the substantive laws of the state of New York, without reference to its principles of conflicts of laws, will be applied to govern, construe and enforce all of the rights and duties of the parties arising from or relating in any way to the subject matter of this Agreement. YOU AND NET TECHNOLOGY GROUP CONSENT TO THE EXCLUSIVE PERSONAL JURISDICTION OF AND VENUE IN A COURT LOCATED IN NASSAU COUNTY, NEW YORK, FOR ANY SUITS OR CAUSES OF ACTION CONNECTED IN ANY WAY, DIRECTLY OR INDIRECTLY, TO THE SUBJECT MATTER OF THIS AGREEMENT OR TO THIS WEB SITE. Except as otherwise required by law, any cause of action or claim you may have with respect to this Web Site must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred.

If any portion of this Agreement is ruled invalid or otherwise unenforceable, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion should be construed as narrowly as possible in order to give effect to s much of the Agreement as possible. No waiver of any breach of any agreement or provision of this Agreement, nor any failure to assert any right or privilege contained in this Agreement, shall be deemed a waiver of any preceding or succeeding breach of any agreement or provision.  You agree not to assign or otherwise transfer this Agreement in whole or in part; any attempt to do so shall be void.

This Agreement (including all policies, notices and other terms incorporated into this Agreement by reference) constitutes the entire agreement between you and Net Technology Group with respect to the subject matter hereto and supersedes any and all prior or contemporaneous agreements whether written or oral. This Agreement may be revised only: (a) by Net Technology Group as set forth in the Section of this Agreement entitled "Changes and Other Terms", or (b) by written agreement signed by Net Technology Group's President. Any terms varying from this Agreement in any written, electronic or other communication from you are void.